Corporate / Business Solutions

Group benefits such as health + dental and group rrsp/pensions are a great attraction to acquire and retain skilled employees. Our team will customize group benefit solutions to efficiently align with your organizational culture and create a solid framework to your business.

Contingency planning is critical to ensure the smooth operation of your business. Buy-Sell Insurance and Key person coverage create a stamp of security for business partnerships and the shares of the corporation. At JM insurance we will create peace of mind for your shareholder agreements so you can focus on successfully running your business.

Taxes can be a hindrance to corporate investments. With the passive income tax rule administered by the CRA in 2019 it is crucial to structure your investments tax efficiently in order to utilize the SBD – small business deduction rates.
At JM Insurance tax minimization and risk management is our core philosophy. Let us partner with your business to provide strategies tailored to grow your corporate assets and cash flow, while building a lasting legacy.

Personal / Family Solutions

How do we most effectively manage risk? With so many insurance solutions available this can be a daunting task. Whether we incorporate term or permanent insurance, critical illness or disability, the focus is always the same. Taking the most optimal means to minimize risk while providing you and your family peace of mind. To learn more about the different insurance solutions available.

Building wealth for retirement, future purchase or to leave a lasting legacy is best done with a secure roadmap to your goals. Our Wealth accumulation strategies are structured to grow and preserve wealth with a focus on tax efficient assets. Let us help you build a custom plan in order to maximize your future and estate.

Taking care of personal health is just as important as your financial health. As they say “health = wealth”. Minimizing the cost to take care of your personal wellbeing not only equates to financial savings but the ability to work on building your most important asset = Yourself. To learn more about personal health care solutions